Disability Insurance

A Few Thoughts on Disability Insurance

It is said that the most important asset anyone has is the ability to earn an income. The product or solution to insure any loss of income is disability insurance. In the 30+ years that I have been selling disability insurance there have been changes in the marketplace as well as the way I view disability insurance.
 
Today, if one were to ask me what they should do for disability insurance I would recommend the following:

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Life Insurance - Why Pay More For Less?

I recently had lunch with a planner that I have been working with for about the last three years.  Although he had not really sent me many of his clients to work on their insurance needs we stayed in touch.  At lunch, I had asked him about his personal life insurance for he and his wife.  He was polite and let me know he and his wife were all set – they have a good friend in the insurance business.
The Tipping Point

If you have not already had the opportunity to read the book, The Tipping Point by Malcolm Gladwell, I strongly suggest that you do so. The book defines the Tipping Point as that magic moment when an idea, trend or social behavior crosses a threshold, tips, and spreads like wildfire.

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A New Tradition

I love family traditions – no matter how big or how small.  Our family has one tradition we do on Christmas Eve, which this year may have taken on new meaning.